The team at Lendology CIC understand the expense of maintaining your home and work with you, and ourselves, to take the stress out of funding repairs, improvements or adaptations. We have worked in partnership with Lendology CIC since 2005 to enable homeowners to access financial help to repair their homes. A free online account giving you a safe, secure and flexible way to access our services 24/7. The maximum amount can be exceeded in exceptional cases, and the loan will become repayable when the property is sold or ownership is transferred. To process the loan we will need to arrange a valuation of your property and carry out identification and credit checks. If you have a mortgage we will also need to get agreement from your lender before we can agree the loan.
Contact Lendology CIC direct for an informal chat about the repairs, improvements or adaptations required to your property and how to apply. Adisabled facilities grantcan help you pay for adaptations in your home. If you are registered disabled, you will be able to apply for a grant. It does not matter if you are a tenant or you own your own property.
Home Repair Loans
Must have lived at the relevant property for at least 12 months. The Council will not consider an application for assistance in respect of premises built or converted less than 10 years from the date of application. Members of our team will be happy to help you at any point of the process. We do not arrange for work to be completed, or carry out work. This money can be spent on any work where public funds aren’t available to pay for it.
- You can then arrange a suitable date to start the works with the builder.
- Regular maintenance can help to reduce overall costs in the long term.
- They might ask for information and/or for tests to be carried out before you make a formal application.
- If you have difficulty paying your energy bills, or keeping warm, you can also get advice and support.
- Generally, a local authority does not have to pay a grant or loan within any particular time limit.
- It’s important not to leave small defects which might develop into major repairs at a later date.
We offer a Home Improvement Agency Service, where officers will help you through the whole process from start to finish. This service is chargeable, but the fee can also be paid for through the grant or loan. A local authority can offer different types of help with home improvements. It will have its own rules about the types of help it will offer, and about the conditions you must meet in order to qualify for help.
How Is The Grant Paid?
Take 3 minutes to tell us if you found what you needed on our website.Your feedback will help us give millions of people the information they need. You can contact your nearest Citizens Advice if you need further advice on home improvements. You might also be able to find local grants to help with things like insulating your home from Simple Energy Advice.
I Am Looking For Support
If you rent your home and apply to your local authority for a disabled facilities grant, you’ll need to get your landlord’s permission before your local authority will agree to help you. However, your landlord must not refuse permission without a very good reason. If you need to make changes to your home because of your disability, your landlord should agree to this unless they have a good reason for not doing so. If your landlord doesn’t agree, this could be disability discrimination and they could be breaking the law. This rule doesn’t apply in some cases where the landlord lives in the same property as you. The loan scheme funds a range of home repairs, improvements, adaptations and energy efficiency measures.