Home Repair And Maintenance home repair

They are available up to a maximum of £5,000 per application. A maximum of two applications can be made per property in any five year period. We understand that electrical and plumbing services can range from small to big, with different levels of complexity. If you are unsure of the cause of the issue you are experiencing that’s OK.

The team at Lendology CIC understand the expense of maintaining your home and work with you, and ourselves, to take the stress out of funding repairs, improvements or adaptations. We have worked in partnership with Lendology CIC since 2005 to enable homeowners to access financial help to repair their homes. A free online account giving you a safe, secure and flexible way to access our services 24/7. The maximum amount can be exceeded in exceptional cases, and the loan will become repayable when the property is sold or ownership is transferred. To process the loan we will need to arrange a valuation of your property and carry out identification and credit checks. If you have a mortgage we will also need to get agreement from your lender before we can agree the loan.

If you rent your home and apply to your local authority for a disabled facilities grant, you’ll need to get your landlord’s permission before your local authority will agree to help you. However, your landlord must not refuse permission without a very good reason. If you need to make changes to your home because of your disability, your landlord should agree to this unless they have a good reason for not doing so. If your landlord doesn’t agree, this could be disability discrimination and they could be breaking the law. This rule doesn’t apply in some cases where the landlord lives in the same property as you. The loan scheme funds a range of home repairs, improvements, adaptations and energy efficiency measures.

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It is available for households that do not have the financial resources to pay for necessary works to their home. Assistance will be given for works considered to be a serious hazard under the Housing Health and Safety Ratings System . For further advice about the HHSRS please visit the Repairs Page. If demand for assistance exceeds the budget available, the Council would not maintain a waiting list.

  • If you have a mortgage we will also need to get agreement from your lender before we can agree the loan.
  • The link to energy website provides a resource for finding local trades people offering energy efficiency products.
  • Find out if you can get SMI and what to think about before you apply.

To find out more information about Care and Repair services visit the Care and Repair Scotland website. A home repair grant can cover up to 100% of the costs of work, up to a maximum of £3,000. You are also eligible to apply if you live in a mobile home on a permanent residential site and pay Council Tax. Only one application for assistance will be considered up to a maximum of £10,000 within any 5-year period, . When we are sure all the information is correct we will tell you if you application can be passed to our loan provider for processing or if it has been refused.

Types Of Financial Assistance

Your local authority must have rules about help with home improvements, but it can’t have rules which are completely rigid or unreasonable. For example, it can’t say it will never give any grants, and it must take your individual circumstances into account if you apply for help. Also, the rules must not discriminate against you because of your age, disability, gender reassignment, pregnancy and maternity, race, religion or belief, sex or sexual orientation. Home improvement agencies are not-for-profit organisations run by housing associations, local authorities and charities. They can help people who own their own homes, or who live in privately rented accommodation, and who are elderly, disabled, or on a low income to repair, maintain or adapt their home. To apply for a disabled facilities grant, you need to fill in a form which you can get from your local authority.

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We have an in-house service to help you get estimates for the work, to deal with the paperwork and ensure the work is completed to a satisfactory standard. For more information on how Care and Repair Newcastle can help you live safely and independently in your own home please get in touch. This is the legal part of the process and when your loan application will be processed.

It is advisable to put this concern in writing so you have a record of it. To be eligible, you must be in receipt of one means tested or disability related benefit, and have less than £5,000 to pay for adaptations or repairs. For more information about a landlord’s responsibility to do repairs, see Repairs in rented housing.