Financial Assistance For Home Repair home repair

They might ask for information and/or for tests to be carried out before you make a formal application. You might also need to get approval for building regulations, planning, listed building or conservation area purposes. If you rent your home and apply to your local authority for help with home improvements, you’ll need to get your landlord’s permission before the local authority will agree to help you. If you’re disabled and the changes are to do with your disability, your landlord shouldn’t refuse permission unless they have a good reason. In some cases, your landlord might be responsible for making the changes.

To find out more information about Care and Repair services visit the Care and Repair Scotland website. A home repair grant can cover up to 100% of the costs of work, up to a maximum of £3,000. You are also eligible to apply if you live in a mobile home on a permanent residential site and pay Council Tax. Only one application for assistance will be considered up to a maximum of £10,000 within any 5-year period, . When we are sure all the information is correct we will tell you if you application can be passed to our loan provider for processing or if it has been refused.

  • For more information about your landlord’s responsibility to do repairs, see Repairs in rented housing.
  • If you rent your home and apply to your local authority for help with home improvements, you’ll need to get your landlord’s permission before the local authority will agree to help you.
  • This rule doesn’t apply in some cases where the landlord lives in the same property as you.
  • In addition, a local authority might have policies which don’t allow other types of discrimination such as discrimination against older people.
  • You would only need to pay back the amount received and no interest would be added.
  • In most cases, we will get back to you within 5 working days to confirm an appointment.

The team at Lendology CIC understand the expense of maintaining your home and work with you, and ourselves, to take the stress out of funding repairs, improvements or adaptations. We have worked in partnership with Lendology CIC since 2005 to enable homeowners to access financial help to repair their homes. A free online account giving you a safe, secure and flexible way to access our services 24/7. The maximum amount can be exceeded in exceptional cases, and the loan will become repayable when the property is sold or ownership is transferred. To process the loan we will need to arrange a valuation of your property and carry out identification and credit checks. If you have a mortgage we will also need to get agreement from your lender before we can agree the loan.

Pay It

In most cases, we will get back to you within 5 working days to confirm an appointment. If we need to pass your repair to one of our contractors to carry out, we will let you know who they are and they will make contact with you to confirm an appointment. If you are aged over 60 or have a disability you may be able to use Care and Repair services. The grant will need to be paid back to us if you move house or sell your property within 10 years of receiving the grant. You would only need to pay back the amount received and no interest would be added. Due to essential maintenance, the My Housing Executive Customer Portal will be unavailable for a time from 2pm on Saturday 21st May 2022.

It is available for households that do not have the financial resources to pay for necessary works to their home. Assistance will be given for works considered to be a serious hazard under the Housing Health and Safety Ratings System . For further advice about the HHSRS please visit the Repairs Page. If demand for assistance exceeds the budget available, the Council would not maintain a waiting list.

Do You Offer Electrical And Plumbing Services?

Once your loan is approved you can arrange to have the work carried out. Once you have the estimates we will check these and that there is enough equity in your home to cover the amount of money you would like to lend. Please use the forms below to report any of the following issues with us. If your home is in need of repair, your landlord might also be responsible for doing them. Helping you get around at home so you can care for someone who lives with you and needs care.

I Need Help With Home Repairs

We are responsible for completing most repairs to tenants’ homes. It’s important that you report repairs to us straight away, so we can put the problem right as quickly as possible. Please be assured that we are doing all that we can to complete all repairs as quickly as possible and return to normal levels of service. We continue to work through the repairs that were placed on hold or delayed during the national lockdowns and Covid-19 restrictions. If you are reporting repairs we are sorry that you may need to wait for longer than usual to have them completed.